The BBA is the voice of the banking industry for all banks who operate within the uk
Archived Banking Codes
On 1 November 2009 retail bank deposit taking in the UK will become regulated by the Financial Services Authority (FSA). Motivated in part by its responsibilities under the Payment Services Regulations (PSRs) - to be implemented on the same day - the FSA is introducing a Banking Conduct of Business Sourcebook (BCOBS) that will introduce principles-based regulation to personal and micro-enterprise deposit taking products and services.
The Banking and Business Banking Codes are voluntary codes setting standards for good banking practice for banks and building societies in the UK.
You can download and/or print a copy of the Codes for personal use.
Banks and other organisations that want to provide the Codes to their customers can order copies from the BBA Publications area.
In memory of The Banking Code
From self-regulation to a statutory regime
The Banking Code 2008 - the key new provisions
Banking Code 2008 in PDF format
The 2008 Banking Code came into force on 31st March 2008 and is available in PDF format.
Business Banking Code 2008 in PDF format
The 2008 Business Banking Code came into force on 31st March 2008 and is available in PDF format.
Banking Code Guidance for Subscribers 2008 - PDF format
The Banking Code Guidance came into force on 31st March 2008.
Business Banking Code Guidance for Subscribers 2008 - PDF format
The Business Banking Code Guidance for subscribers came into force on 31st March 2008.
Report of the Independent Reviewer to the Sponsors of The Banking Codes' Review 2007
Changes to Complaint Handling Rules under Section 15 of the Banking Code
On the 1st November 2007 the FSA is changing its complaint handling rules. This changes the timescales for responding to a complaint.
Updated version of Code for advertising interest bearing accounts
We have posted an updated version of this code on our web site. This has been prepared in consultation with a BBA working party and has been reviewed by the BCSB.
Independent review of the personal and business Banking Codes
An independent review of the personal and business Banking Codes begins on the 13th November 2006.
New personal banking code guidance for opening basic bank accounts
New Guidance has been added under Section 3.1 of the Banking Code and applies to the opening process for Basic Bank Accounts only. This new Guidance does not replace any existing provisions within the Code and/or Guidance.
New personal banking code guidance for interest rate variation notifications
It is only those sections of the Guidance to which amendments have been made that are outlined. All other sections of the Guidance remain as per the March 2005 version.
New Banking Code Guidance
It is only those sections of the Guidance to which amendments have been made that are outlined. All other sections of the Guidance remain as per the March 2005 version.
Code of conduct for the advertising of interest bearing accounts
This 2007 version of the code of conduct for the advertising of interest bearing accounts significantly revises and updates the Code's requirements.
Banking Code Images