charge card works in a similar way to a credit card and allows its holder to pay for goods and services on credit.
The main difference from a credit card is that the balance on a charge card has to be paid off in full each month. Cardholders are often rewarded for using the charge card with points schemes, airmiles and discount offers on services such as insurance.
The two largest charge card issuers are American Express and Diners Club International. Some high street banks issue charge cards.