Principles of Credit and Financial Analysis
13/05/2011 - Pinners Hall, 105-108 Old Broad Street, London, EC2N 1EX
Professional development has become an absolute necessity, especially in the financial services industry. The globalisation of and the dynamic nature of financial markets dramatically elevated the role of risk management in organisations. To assist you in understanding the importance of these changes and the impact on your professional development plans, the BBA in association with GARP has developed this workshop as a comprehensive introduction to credit analysis.
This is a fundamental level course whichwill introduce you to the structured framework of credit analysis. Emphasis is placed on identifying the key qualitative and quantitative drivers of a robust credit analysis proposal (business, financial, structural risks). The workshop will be interactive and include the latest practical and theoretical developments in credit risk analysis, enhanced through the use of group exercises and case studies.
- Understand the principles of good lending, the lending process and the types of lending
- In-depth discussion of the 5 or 7 “Cs” of credit
- Gain an understanding of the principles of credit risk by developing and applying a structured framework of analysis
- Identify, categorise and interpret key financial ratios
- Introduction to cash flow analysis
- Compose a solid borrowing structure
Who should attend?
This is an introductory-level course primarily designed for non-finance individuals who wish to understand the credit and finance disciplines. This workshop does not require any previous knowledge of financial statements or credit analysis
Facilitated by: GARP
About the Workshop Leaders:
John T. Otis, Deputy Managing Director, GARP
John joined GARP as a Deputy Managing Director with over 20 years of global credit experience in International Finance (his areas of expertise include: Corporate Credit Analysis, Project Finance, Leasing, Credit Risk Management and Market-based Credit Analytics).
John started his career in 1985 in Corporate Banking with BayBank Harvard Trust Company/BayBanks, Inc. (a Boston, MA/US-based commercial bank). He then expanded his career to the Bank of Nova Scotia in New York City, where he specialised in Project Finance.
After completing his MBA studies, John moved his career focus towards Credit and Portfolio Risk Management in the marine container sector; initially with GE Capital as a Portfolio and Risk Manager at Genstar Container Corporation, and then as Senior Credit Risk Officer with Gateway Container Corporation. During this time, John was involved in various leading roles and capacities including: credit risk management, origination and underwriting of global transactions, as well as credit policy and company-wide credit risk management.
Most recently and prior to joining GARP, John was a Vice President, Senior Training Specialist at Moody’s Training Services in London, UK. During the past few years, John has undertaken various pubic and in-house training assignments in EMEA (HSBC, S&P, Nordea, EIB, Indover Bank, and others), along with specific Training Needs Analysis assignments and courses for ADCB.
John has worked and lived in various locations throughout the Americas, EMEA and the FE. John has a MBA in International Business from the University of San Francisco, in San Francisco, CA, and a BA from Boston College, Chestnut Hill, MA, and is a qualified Trainer from the Ed Jones Train-The-Trainer School. In addition to English, John speaks Greek.
Peter Went, Senior Researcher, GARP
Dr. Peter Went is a Senior Researcher at GARP where he co-authored "Foundations of Banking Risk.” This book has been translated into Mandarin (Chinese), Spanish, Russian, and Azeri. Additionally, he has co-authored books on Banking Risk Management, including “Market Risk Management”, “Credit Risk Management”, “Operational Risk Management”, and “Integrated Risk Management.” He is currently completing his fifth book, "Principles of International Risk- Based Bank Regulation", a practical analysis of the Basel Committee's current (Basel II Accord) and proposed (Basel III) regulatory framework.
Dr. Went serves on the Board of Woodlands Financial Services Corporation, a publicly traded community bank headquartered in Williamsport, PA (WDFN), and RegScan, a widely held financial regulatory information technology company. After completing his PhD in Finance Peter was a professor of finance at Bucknell University; he has also taught at the University of Nebraska, and at the Central European University in Budapest, Hungary. Peter has also worked as an investment analyst for a boutique investment firm. During his academic career, he has published several articles in finance journals. In addition to being a Chartered Financial Analyst (CFA®), Dr. Went has a degree in law from Stockholm University School of Law and a master's degree in economics from the Stockholm School of Economics.