BBA Voice

In this section our policy experts give their views on the latest news and developments in the banking industry

10th Sep 2014 Back to top
  • Credit where it’s due

    Robert Watts

    Anyone looking to take out credit in the UK is not short of places to go looking. There are more than 30 credit card issuers, at least 60 mortgage providers and over 100 firms offering personal loans.

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    Written by Robert Watts

8th Sep 2014 Back to top
  • We are the United Nations of banking

    Anthony Browne

    I often think that there’s something rather misleading about the name of our organisation. The title “British Bankers’ Association” might easily suggest that our main interests lie solely in British banks and those who work for them when, in fact, this isn’t entirely true.

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    Written by Anthony Browne

5th Sep 2014 Back to top
  • A little more time please

    Simon Hills

    In his latest article for BBA Voice, Executive Director Simon Hills says that the incoming senior managers regime has the potential to change banks for the better, but calls on regulators to give the industry a little more time than the “tight” 6 month deadline to implement it.

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    Written by Simon Hills

4th Sep 2014 Back to top
  • A Question of Trust

    Anthony Browne

    Did you catch the thought-provoking radio interview by Andrew Tyrie shortly before dawn yesterday morning?

    Those early birds at Radio 5’s Wake to Money asked the Commons Treasury Select Committee chairman if customers have confidence in British banks. “Much less than they did, and that’s part of the problem we’ve got with the recovery,” Mr Tyrie said.

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    Written by Anthony Browne

18th Aug 2014 Back to top
15th Aug 2014 Back to top
  • Wise words from Which? on savings

    Robert Watts

    A report by Which? released today calls for a national savings strategy. But with nearly half of the country unhappy with how much they save, what is the best way to save up a rainy day fund? BBA Director of Media Relations Rob Watts considers Which?’s wise words and reminds us it’s not too late to submit a response to the BBA’s Future of Savings consultation.

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    Written by Robert Watts

  • Referrals – will it make a difference?

    Irene Graham

    A number of banks already refer businesses, unsuitable for bank finance, on to alternative finance providers. But a new Government proposal seeks formalise the process across the entire industry. BBA Executive Director of Business Finance Irene Graham’s blog looks at the proposal and argues that it is all about making sure businesses get the right finance at the right time.

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    Written by Irene Graham

13th Aug 2014 Back to top
  • New lending scheme will boost UK exports

    Irene Graham

    This week UK Export Finance (UKEF), the UK’s export credit agency, has launched an invitation for banks to partner up on its enhanced Direct Lending Scheme. The move supports the Government’s target of achieving exports of £1 trillion by 2020 and is the latest step towards realising its broader economic policy objective of “strong, sustainable and balanced growth”.

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    Written by Irene Graham

  • The doves still flutter in Threadneedle Street – but a rate rise is coming

    Richard Woolhouse

    The Bank of England’s inflation report continues to keep commentators guessing about the precise timing of rate rises. But one thing it makes clear is that interest rates will begin to rise in the foreseeable future.  When they do, changes will be very gradual and are likely to settle at around 3% – well below the historical average of 5%.

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    Written by Richard Woolhouse

8th Aug 2014 Back to top