BBA Voice

In this section our policy experts give their views on the latest news and developments in the banking industry

30th Oct 2014 Back to top
  • Supporting philanthropy

    Nicholas Smith

    Private banks and wealth managers have a well-earned reputation for helping their customers manage their finances and plan for the future. One of their less well-known skills is advising their clients on how to give their money away.

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    Written by Nicholas Smith

29th Oct 2014 Back to top
  • A banking (r)evolution

    Eric Leenders

    With all of the attention that bank branch closures have been getting in the media lately, it is important that we remind ourselves of the question that really must be answered – is there an acceptable level of access to banking in the UK that ensures no one is financially excluded?

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    Written by Eric Leenders

  • Branch banking by numbers

    Matthew Herbert

    Our banking behaviour continues to evolve, and with it, the range of different channels available to us for banking. Whether through bank branches, ATMs, the post office, online or mobile – our choice of banking channels is now greater than ever.

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    Written by Matthew Herbert

24th Oct 2014 Back to top
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3rd Oct 2014 Back to top
  • Been turned down for finance? Here’s how you can appeal…

    Irene Graham

    On Monday Professor Russel Griggs, the independent external reviewer of the Appeals Process for small business lending, launched his first quarterly report of 2014. His numbers show that thousands of SMEs have used the Appeals Process successfully to obtain the finance they need.

    BBA Executive Director of Business Finance Irene Graham’s blog sets out a simple step-by-step guide on how the Better Business Finance website that could help you launch an appeal.

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    Written by Irene Graham

22nd Sep 2014 Back to top
  • A level playing field for private banks is vital

    Nicholas Smith

    Irresponsible lending is good for no-one. Taking on too much debt can devastate an individual’s life and we only have to remember the events of the last decade to see what happens to banks when they lend out money that can’t be repaid.

    That’s why the BBA and its members broadly support proposals from the Prudential Regulatory Authority to limit the number of mortgage loans greater than four-and-a-half times a customer’s income.

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    Written by Nicholas Smith

19th Sep 2014 Back to top
  • The next stage of a technological revolution

    Anthony Browne

    You could be forgiven for thinking that London’s trams might be an unlikely place to find cutting edge technology. But from this week, this iconic and characterful mode of public transport – along with our more conventional Tube stations and buses – are offering technology that allows you to pay your way with just a flash of your bank card.

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    Written by Anthony Browne