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Banking for people who lack capacity to make decisions (England and Wales)

Code: AE235

This leaflet will help if you need to take on the financial and property affairs of someone who lacks the capacity to look after some – or all – of their own financial affairs. It gives guidance on how a bank or building society account can be operated on another person’s behalf; and details the various ways in which another person’s finances can be managed (for example using an Enduring Power of Attorney or Lasting Power of Attorney).

This guide applies to England and Wales. There is a separate leaflet for Scotland.

Banking for people who lack capacity to make decisions (England and Wales)