You and your joint account

This leaflet will help if you currently hold - or are considering opening - a joint account.

It answers a number of frequently asked questions about joint accounts from 'Is a joint account a good idea?' and 'Will the other joint-account holder's credit record affect mine?' to 'What if I get into a dispute with the other joint-account holder about the joint account?'

Joint accounts are useful if you share a lot of financial arrangements with someone else. But with the added convenience come extra responsibilities. Some of these are important and may not be obvious. This leaflet explains some of the things to look out for.

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