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    <title>BBA latest</title>
    <link>http://www.bba.org.uk</link>
    
    <dc:language>en</dc:language>
    <dc:rights>Copyright 2013</dc:rights>
    <dc:date>2013-05-17</dc:date>



    <item>
      <title>March 2013 &#45; Credit Card Statistics</title>
      <link>http://www.bba.org.uk/media/article/march-2013-credit-card-statistics</link>
      <headline>March 2013 - Credit Card Statistics</headline>
      <description><![CDATA[Borrowing on credit cards is static in real terms. Card use is rising, particularly with greater online shopping, but cardholders are paying down their balances to reduce interest charges.]]></description>
      <dc:date>2013-05-17T09:18:32+00:00</dc:date>
    </item>

    <item>
      <title>BBA response to Lord Young&#8217;s Growing Your Business Report</title>
      <link>http://www.bba.org.uk/media/article/bba-response-to-lord-youngs-growing-your-business-report</link>
      <headline>BBA response to Lord Young&#8217;s Growing Your Business Report</headline>
      <description><![CDATA[Responding to the publication, today, of Lord Young's report "Growing your Business: A report on Growing Micro Businesses" ]]></description>
      <dc:date>2013-05-13T13:31:40+00:00</dc:date>
    </item>

    <item>
      <title>BBA responds to HMT consultation on ISA Qualifying Investments</title>
      <link>http://www.bba.org.uk/media/article/bba-responds-to-hmt-consultation-on-isa-qualifying-investments</link>
      <headline>BBA responds to HMT consultation on ISA Qualifying Investments</headline>
      <description><![CDATA[The BBA has expressed support for the Government’s plans to extend ISA eligibility rules which would make it easier for the shares of smaller quoted companies to be held in equity ISAs. The proposals would provide a source of new capital for these companies and help to enable economic growth.]]></description>
      <dc:date>2013-05-09T10:01:28+00:00</dc:date>
    </item>

    <item>
      <title>BBA letter to Mervyn King</title>
      <link>http://www.bba.org.uk/media/article/bba-letter-to-mervyn-king</link>
      <headline>BBA letter to Mervyn King</headline>
      <description><![CDATA[Banks operating in London view the Financial Transaction Tax (FTT) currently being discussed by some Member States under the enhanced cooperation procedure as having the potential to disrupt significantly capital markets and the transmission of liquidity which support the real economy.]]></description>
      <dc:date>2013-05-07T11:04:47+00:00</dc:date>
    </item>

    <item>
      <title>BBA submission to HMT Credit Regulation CP</title>
      <link>http://www.bba.org.uk/media/article/bba-submission-to-hmt-credit-regulation-cp</link>
      <headline>BBA submission to HMT Credit Regulation CP</headline>
      <description><![CDATA[The BBA is generally supportive of the Government’s approach to the transfer of consumer credit regulation to the FCA - as set out in the HM Treasury/BIS and FSA consultation papers. Although our long-standing preference was to see the FCA assume regulatory responsibility for a modified Consumer Credit Act (“Act”) without the need for supplementary FSMA rules and principles, we believe that in the absence of such an approach the Government’s proposals are mostly pragmatic, proportionate and achievable – although the timetable for implementation is hugely challenging.]]></description>
      <dc:date>2013-05-02T09:01:52+00:00</dc:date>
    </item>

    <item>
      <title>BBA submission to FCA Credit Regulation CP</title>
      <link>http://www.bba.org.uk/media/article/bba-submission-to-fca-credit-regulation-cp</link>
      <headline>BBA submission to FCA Credit Regulation CP</headline>
      <description><![CDATA[The BBA is generally supportive of the FCA’s high-level proposals for a new consumer credit regime. Although our long-standing preference was to see the FCA assume regulatory responsibility for a modified Consumer Credit Act (“Act”) without the need for supplementary FSMA rules and principles, we believe that in the absence of such an approach the FCA’s proposals are mostly pragmatic, proportionate and achievable – although the timetable for implementation is hugely challenging.]]></description>
      <dc:date>2013-05-02T08:49:12+00:00</dc:date>
    </item>

    <item>
      <title>BBA Strategy 2013&#45;15</title>
      <link>http://www.bba.org.uk/media/article/bba-strategy-2013-15</link>
      <headline>BBA Strategy 2013-15</headline>
      <description><![CDATA[High level strategic aims]]></description>
      <dc:date>2013-05-02T08:24:31+00:00</dc:date>
    </item>

    <item>
      <title>BBA Response to Sharman Implementation Consultation Paper</title>
      <link>http://www.bba.org.uk/media/article/bba-response-to-sharman-implementation-consultation-paper</link>
      <headline>BBA Response to Sharman Implementation Consultation Paper</headline>
      <description><![CDATA[We welcome the opportunity to comment. In doing so, we consider the report from the perspective of banks as reporting entities and as lenders to British businesses.]]></description>
      <dc:date>2013-04-30T09:57:15+00:00</dc:date>
    </item>

    <item>
      <title>BBA response to Bank of England &amp;amp; HM Treasury announcement extending the Funding for Lending Scheme</title>
      <link>http://www.bba.org.uk/media/article/bba-response-to-bank-of-england-hm-treasury-announcement-extending-the-fund</link>
      <headline>BBA response to Bank of England &amp; HM Treasury announcement extending the Funding for Lending Scheme</headline>
      <description><![CDATA[British Bankers' Association chief executive Anthony Browne said:<br><br>
"This is a welcome extension of the Funding for Lending scheme. We are pleased that the Bank of England has taken up a number of our suggestions to expand the scheme in a way that will help businesses in these difficult economic times.
"The UK’s banks are currently offering some of the lowest interest rates for customers in history and there should be no doubt that now is a good time for businesses to go and see their bank if they want to borrow."]]></description>
      <dc:date>2013-04-24T14:45:08+00:00</dc:date>
    </item>

    <item>
      <title>BBA Consumer Panel will deliver real benefits for bank customers</title>
      <link>http://www.bba.org.uk/media/article/bba-consumer-panel-will-deliver-real-benefits-for-bank-customers</link>
      <headline>BBA Consumer Panel will deliver real benefits for bank customers</headline>
      <description><![CDATA[Banks and consumer groups are to work together to deliver real change for high street banking customers, the British Bankers’ Association announces today.]]></description>
      <dc:date>2013-04-24T14:38:58+00:00</dc:date>
    </item>

    <item>
      <title>March 2013 figures for the high street banks</title>
      <link>http://www.bba.org.uk/media/article/march-2013-figures-for-the-high-street-banks</link>
      <headline>March 2013 figures for the high street banks</headline>
      <description><![CDATA[Personal deposits rose by 5.8% over the year to March.]]></description>
      <dc:date>2013-04-24T08:32:06+00:00</dc:date>
    </item>

    <item>
      <title>BBA statement on Government challenge to EU financial transaction tax proposals</title>
      <link>http://www.bba.org.uk/media/article/bba-statement-on-government-challenge-to-eu-financial-transaction-tax-propo</link>
      <headline>BBA statement on Government challenge to EU financial transaction tax proposals</headline>
      <description><![CDATA[Commenting on the Government's announcement that it will launch a legal challenge to EU proposals for a financial transaction tax, British Bankers' Association chief executive Anthony Browne said:]]></description>
      <dc:date>2013-04-19T09:08:12+00:00</dc:date>
    </item>

    <item>
      <title>Swiss&#45;British Round Table calls for open, consistently regulated international markets</title>
      <link>http://www.bba.org.uk/media/article/swiss-british-round-table-calls-for-open-consistently-regulated-internation</link>
      <headline>Swiss-British Round Table calls for open, consistently regulated international markets</headline>
      <description><![CDATA[Basel, April 19 2013 – The need for consistent, proportionate regulation and open markets, and the dangers of over-regulation and protectionism, were the central issues at this year’s City of London – Swiss Financial Round Table.]]></description>
      <dc:date>2013-04-19T08:19:32+00:00</dc:date>
    </item>

    <item>
      <title>BBA final response to International Tax Compliance Guidance Notes</title>
      <link>http://www.bba.org.uk/media/article/bba-final-response-to-international-tax-compliance-guidance-notes</link>
      <headline>BBA final response to International Tax Compliance Guidance Notes</headline>
      <description><![CDATA[The BBA recognises the efforts of HMRC in producing the statutory instrument and guidance but notes that there is still much to be addressed. We also thank HMRC for extending this consultation to allow more time for financial institutions to analyse the final US Regulations which were published on the 17th January. This will help ensure consistency in the application of FATCA requirements across multiple jurisdictions and help UK financial institutions to comply.]]></description>
      <dc:date>2013-04-18T13:07:34+00:00</dc:date>
    </item>

    <item>
      <title>BBA Briefing: Changes to the Banking Sector since the Financial Crisis</title>
      <link>http://www.bba.org.uk/media/article/bba-briefing-changes-to-the-banking-sector-since-the-financial-crisis</link>
      <headline>BBA Briefing: Changes to the Banking Sector since the Financial Crisis</headline>
      <description><![CDATA[This briefing sets out the significant changes that have taken place in the banking sector since 2007]]></description>
      <dc:date>2013-04-18T10:47:06+00:00</dc:date>
    </item>

    <item>
      <title>BBA responds to Government’s consultation on the national curriculum</title>
      <link>http://www.bba.org.uk/media/article/bba-responds-to-governments-consultation-on-the-national-curriculum</link>
      <headline>BBA responds to Government’s consultation on the national curriculum</headline>
      <description><![CDATA[This week the BBA submitted its response to the Government’s consultation on the national curriculum.]]></description>
      <dc:date>2013-04-18T10:13:16+00:00</dc:date>
    </item>

    <item>
      <title>BBA Briefing – Cash Bonuses Down 77%</title>
      <link>http://www.bba.org.uk/media/article/bba-briefing-cash-bonuses-down-77</link>
      <headline>BBA Briefing – Cash Bonuses Down 77%</headline>
      <description><![CDATA[Since 2007 there have been sweeping changes in the way bonuses are awarded and paid.]]></description>
      <dc:date>2013-04-18T09:17:08+00:00</dc:date>
    </item>

    <item>
      <title>ICA Professional Postgraduate Diploma in Governance, Risk &amp;amp; Compliance</title>
      <link>http://www.bba.org.uk/media/article/ica-professional-postgraduate-diploma-in-governance-risk-compliance</link>
      <headline>ICA Professional Postgraduate Diploma in Governance, Risk &amp; Compliance</headline>
      <description><![CDATA[The ICA Professional Postgraduate Diploma in Governance, Risk and Compliance has been specifically designed as an advanced programme for senior industry practitioners in the UK. This programme has been created to build on your extensive existing experience by providing you with enhanced skills, knowledge and expertise. Completion of this course will help you operate at the highest level within your organisation.]]></description>
      <dc:date>2013-04-17T11:46:30+00:00</dc:date>
    </item>

    <item>
      <title>BBA response to CP issued by the FSP on Board Effectiveness</title>
      <link>http://www.bba.org.uk/media/article/bba-response-to-cp-issued-by-the-fsp-on-board-effectiveness</link>
      <headline>BBA response to CP issued by the FSP on Board Effectiveness</headline>
      <description><![CDATA[The BBA this week responded to a consultation document issued by the Financial Skills Partnership (FSP) on Board Effectiveness. In this we expressed support for the substance of the guidance provided, confirming that it was largely in keeping with the UK Corporate Governance Code's provisions and guidance, but raised questions concerning the scope and the proposed status of the FSP's guidance.]]></description>
      <dc:date>2013-04-11T14:30:32+00:00</dc:date>
    </item>

    <item>
      <title>IASB ED on Classification and Measurement</title>
      <link>http://www.bba.org.uk/media/article/iasb-ed-on-classification-and-measurement</link>
      <headline>IASB ED on Classification and Measurement</headline>
      <description><![CDATA[The BBA has responded to an exposure draft issued by the International Accounting Standards Board (IASB) on reclassification and measurement. This relates to the first phase the revision of IAS 39 on financial instruments and has the potential to unpick some of the progress made with potentially far-reaching consequences. We have therefore joined others in calling upon the IASB to make a very thorough assessment of the effect of its proposals before determining how to proceed.]]></description>
      <dc:date>2013-04-11T14:27:02+00:00</dc:date>
    </item>



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