BBA Professional Associates

Salviol Global Analytics

Salviol Gobal Analytics provides cutting-edge technology to fight financial crime, cut the cost of compliance and increase the profitability of the Banking sectors lending businesses.

Salviol Gobal Analytics provides cutting-edge technology to fight financial crime, cut the cost of compliance and increase the profitability of the Banking sectors lending businesses.

Salviol’s FROPS platform has a unique architecture that has delivered breakthrough results in the prevention and detection of fraud as well as Money-Laundering in real-time. In addition to blocking fraudsters at the account / loans originations stage FROPS identifies the transition of accounts from normal operation to suspicious behavior with unprecedented accuracy.

FROPS also incorporates powerful facilities for investigating suspicious activity. These provide a step-change in the speed with which organized fraud rings can be uncovered from a single anomalous transaction or data-point.  FROPS has been designed to deal with internal, external and collaborative fraud. It is highly effective in identifying both organized and opportunistic fraud.

An important aspect of Salviol’s architecture is that it is straightforward to use all the digital assets available (external as well as internal) optimally to prevent, detect and investigate financial crime. This results in a number of major benefits that reduce operational costs and enhance profitability.

FROPS can be used as a single, powerful, hub for assuring compliance with all of the regulations relating to money laundering, proceeds of criminal activity, politically exposed people and sanctions. FROPS incorporates a comprehensive compliance engine. It can also assimilate output from existing systems (or data feeds) dealing with particular aspects of compliance so that the value of previous investments is maximized.

Salviol’s platform also enhances the loans underwriting process and the ongoing management of loans books.  As a part of its compliance functionality FROPS gathers and consolidates information that is very valuable in the underwriting process. This is enriched with further information on loans applicants and any assets securing loans to provide new insights into risk profiles. These profiles have proved to be invaluable to the underwriting process and enhance the profile and profitability of the lending book substantially.

The architecture of FROPS is ideal for identifying, at an early stage, loans that are likely to become troublesome. This can be either because of fraudulent activity or because a customer transitions to a high-risk (or vulnerable) status.  The accuracy of this early warning facility enables much more effective, proactive, management of such customers/ loans so that losses can be avoided or minimized. This also facilitates best-practice in respect of policies relating to vulnerable customers.

Salviol Global Analytics operates across the world. Together with its customers, partners and leading industry bodies such as the BBA it continually monitors the market for new types of fraud schemes and ensures that FROPS blocks them rapidly.

For more information, please contact:

Stojan Radić:  stojan.radic@salviol.com

Website: www.salviol.com/home.html