Financial Support

In addition to business loans, there is a wide range of financial products available to help businesses access the funding needed to grow and thrive.

  • Community Development Finance Institutions (CDFIs)

    Community Development Finance Institutions are organisations which provide loans and support to those who find it hard to access finance from mainstream sources. Businesses may find it hard to raise finance for many reasons. Read More

  • Equity Finance

    This is a method of financing in which a company issues a share of ownership in return for funding. Equity finance involves raising money by selling a share of a business. Read More

  • Enterprise Finance Guarantee

    The Enterprise Finance Guarantee (EFG) is a loan guarantee scheme funded by the Government and distributed by banks. Under EFG, the Government guarantees part of a loan between a bank and a business. Read More

  • Grants

    There are thousands of programmes that can offer grants to help with the costs of setting up or growing your business. Local authorities, central government and the European Union also offer grants. Read More

  • Invoice Finance

    This type of credit can give your business a useful, cash injection by releasing money tied up in outstanding invoices, providing an ongoing supply of capital linked to company sales. Read More

  • Letters of Credit

    Letters of credit are issued by banks to guarantee that a seller will receive payment from the buyer by a specified time. Businesses most frequently use these documents to underpin an international transaction. Read More

  • Bank Loans

    Loans are the most popular form of raising money. They usually come in two distinct forms: secured or unsecured. They can also be on a fixed or variable rate of interest. Read More

  • Mezzanine Finance

    Mezzanine finance is a cross between a normal loan and private equity. It is lent against a stake in the company’s ownership, allowing the lender to convert any unpaid debt into equity. Read More

  • Commercial mortgages

    Commercial mortgages are used to buy buildings and land for business purposes. As with a resedential mortgage, the lender holds legal rights over the property or land until the loan has been fully repaid. Read More

  • Crowdfunding and peer-to-peer lending

    This type of finance is called lots of things, most commonly crowd-funding, peer to peer or person-to-person (P2P) lending. It involves individuals lending money directly to unrelated people and businesses. Read More

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