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Whether you are saving up for a holiday or simply putting some money away each month, a savings account can be a useful tool to keep the money safe and gain interest. For longer term saving you might want to consider making some investments as an alternative, which could mean you earn more from your money. If you’re weighing up the options you can learn more here before you decide which might be the right choice for you.
The BBA working with TISA and the BSA have produced a useful Lifetime ISAs factsheet for customers. Please download via the link below.
What is an ISA? An Individual Savings Account (ISA) is a tax efficient way of saving or investing as all income and capital gains arising within an ISA are exempt Read More
From the 6th April 2016, ISA providers will be allowed to offer flexible ISAs to customers. Flexible ISA account holders will be able to remove money from their ISA accounts Read More
An S975 Statement is a written statement showing the interest earned and tax paid on an account. Deposit-takers such as banks are required to issue Income Tax Act 2007 S975 Read More
Sometimes saving can be a real discipline, especially there are always bills to pay and other ways to spend what you earn. The Money Advice Service (MAS) has put together Read More
A savings account pays you interest on the amount you have saved and is designed for putting money aside for the future. You can use it to either save regularly Read More
If you are interested in investments, you may want to pool money together with others via a professionally managed investment fund, in order to buy shares, bonds, equities etc. The Read More
What is a lost account? Banks, building societies and NS&I wherever possible seek to keep in touch with their customers. If, however, an account has been inactive for an extended Read More
The Financial Services Compensation Scheme (FSCS) is the UK’s compensation fund of last resort for customers of authorised financial services firms. The FSCS may pay compensation if a firm is Read More