FinTech Banking Conference

A report launched in March 2016 for HM Treasury ranked Britain first amongst the world’s seven leading FinTech hubs. This is largely down to the UK’s supportive regulatory environment for FinTech, the deep talent pool and the strong availability of capital investment in start-ups. Many of the world’s largest financial institutions have their own Incubators or Accelerator Programmes.

This free-to-attend event for bank and public sector representatives will bring together regulators, start-ups and banks’ innovation teams to access the FinTech landscape and discuss the following issues; what does a good FinTech/bank partnership looks like? How can banks best utilise the opportunities that FinTech has to offer? How can regulators support start-ups and innovation?

Attendance is free for bank and public sector representatives, who can register by clicking on the ‘Book now’ button on the right hand side of this page.

The registration fee for non-bank BBA members is £249.00 +VAT and for those representing all other organisations is £449.00+VAT. To register please complete the form available here and send it to sue.dow@bba.org.uk.

Speakers include:

  • Charlotte Hogg, Chief Operating Officer & Deputy Governor, Bank of England
  • Christopher Woolard, Board Member and Director of Strategy & Competition, Financial Conduct Authority
  • Claire Calmejane , Director of Innovation, Lloyds Banking Group
  • Lubaina Manji, Head of Global Rise Accelerator Programme, Barclays
  • Elizabeth Lumley, Director or Global Ecosystem Development, Startupbootcamp
  • Remi Bourrette, Head of Strategic Innovation Investments, HSBC
  • Huy Nguyen Trieu, CEO, The Disruptive Group
  • Alex Zivoder, CEO, goHenry

Topics on the agenda include:

  • The FinTech landscape- what does the rise of FinTech mean for banking?
  • How can FinTech’s partner with banks, and vice versa?
  • What does a good FinTech partner look like?
  • What are the different partnership models?
  • How do banks benefit from collaboration with FinTech’s?

09:00 Registration opens
09:25 Chair opening remarks

Imran Gulamhuseinwala, Global Head of FinTech, EY

09:30 Keynote address: Bank of England’s Fintech Accelerator- Harnessing Fintech innovations for central banking
  • What are the conditions under which specific FinTech innovations and approaches make real differences in solving the problems facing central banks, the financial sector and the wider economy?
  • Is the overall benefit from engaging with FinTech innovations greater than the sum of its parts?

Charlotte Hogg, Chief Operating Officer & Deputy Governor, Bank of England

10:00 Keynote presentation: How can regulators support innovation and FCA Regulatory Sandbox update
  • The FCA’s role in promoting innovation
  • Update on applications to the Sandbox and Advice Unit
  • The FCA’s work on RegTech

Christopher Woolard, Board Member & Director of Strategy & Competition, Financial Conduct Authority

 

10:30 Morning refreshment break

Fintech’s role in the transformation of banking
Fintech companies will be giving 10 minute demos of their products

11:00 Demo 1

Alain Falys, Founder, Yoyo wallet

11:10 Demo 2

Alex Zivoder, CEO, goHenry

11:20 Demo 3

David Poole, Business Development Director, myPINpad

11:30 Views from bank innovation labs- how do banks benefit from collaboration with Fintech’s?

Ben Brabyn, CEO, Level 39 – moderator
Claire Calmejane
, Director of Innovation, Lloyds Banking Group
Lubaina Manji, Head of Rise and Open Innovation, Barclays
Claudio Lisco, Innovation Manager, UBS
Further speakers to be confirmed

12:10 Networking Lunch
Afternoon Chair

Huy Nguyen Trieu, CEO, The Disruptive Group

13:10 The Fintech landscape- what does the rise of Fintech mean for banking?
  • The roleof financial intermediation and the competitive advantages of banks- what is changing?
  • How are new players and new technologies affecting the arena?
  • Opportunities and risks for retail banking, and how these are connected to the traditional roles of financial intermediation.

Dr Katrin Tinn, Assistant Professor, Imperial College Business School

13:40 FinTech M&A- regulatory due diligence and compliance requirements
  • How do the regulatory and compliance regimes affect M&A transactions in the sector?

Michael Bloch, Counsel, Allen & Overy
Jonathan Garforth, Senior Associate, Allen & Overy

14:00 Fintech and banking panel- how can fintech’s partner with banks, and vice versa?
  • What does a good Fintech partner look like?
  • What are the different partnership models?

Huy Nguyen Trieu, CEO, The Disruptive Group– moderator
Elizabeth Lumley, Director or Global Ecosystem Development, Startupbootcamp
Remi Bourrette, Head of Strategic Innovation Investments, HSBC
Mark Tate,
Head of Business Development UK, Opportunity Network
Stewart Bromley, COO, Atom Bank

14:40 Close of conference

Imran Gulamhuseinwala

Global Head of FinTech, EY

 

Imran is the Global Head of FinTech for EY, as well as the lead partner of the EY’s Financial Services Corporate Finance Strategy practice. He started the EY FinTech Adoption Index, sat on the steering committee of the UK’s Open Banking Working Group and recently led a global FinTech benchmarking report for HM Treasury. He has  over 18 years of experience in financial services including with Oliver Wyman, Bridgepoint and Resolution. Imran is also a co-founder of FinTech 50 firm Commuter Club.

Christopher Woolard

Board Member and Director of Strategy & Competition, Financial Conduct Authority

 

Christopher Woolard is Director of Strategy and Competition, and an Executive Board Member at the Financial Conduct Authority.

 

He is responsible for policy, strategy, competition, consumer issues, the Chief Economist’s department, communications, data and market intelligence. He is chair of the FCA’s Policy Steering Committee and a non-executive board member of the Payment Systems Regulator.

 

Christopher joined the FCA in January 2013 as director of policy, risk and research.

 

Prior to this Christopher was Group Director and Content Board member at Ofcom. He has spent most of his career in regulation or policy development including working at the BBC and as a senior civil servant at the Department of Trade and Industry.

 

Christopher is a Sloan Fellow of London Business School.

Charlotte Hogg

Chief Operating Officer & Deputy Governor, Bank of England

 

Charlotte Hogg became the first Chief Operating Officer at the Bank of England in July 2013. Prior to this she was Head of Retail Distribution and Intermediaries at Santander UK.

 

Charlotte started her career at the Bank of England, and has also worked at McKinsey & Company where she was a Principal in Financial Services, at Morgan Stanley where she was Managing Director of Strategic Planning, was CEO of Goldfish Bank and then Managing Director of Experian, UK & Ireland.

 

Charlotte has a BA in Economics and History from Oxford, she is a Kennedy Memorial Trust Scholar from Harvard University (one of 10-15 chosen each year from the UK) and has an Honorary degree of Doctor of Laws from Warwick.

 

Charlotte is a member of the Finance, Audit and Remuneration Committees (equivalent of Board) of Oxford University Press and is a Trustee and former chair of First Story Ltd. She was also a former Director of BBC Worldwide and member of Audit and Remuneration Committees, a former Governor of Nottingham Trent University and whilst in New York, former Board member of Partnership with Children.

Ben Brabyn

CEO, Level 39

 

Ben Brabyn is the Head of Level39. Ben amplifies Canary Wharf’s status as a global technology hub at the heart of the UK’s fintech and smart-cities innovation. He has significant experience of online payments, cyber and social e-commerce.

 

At UKTI, Brabyn led the Government team connecting UK startups with global sources of investment. He brings a deep understanding of national policy combined with practical experience of entrepreneurship gained through founding two successful digital businesses and mentoring via Microsoft Ventures.

 

Prior to this, he worked as an investment banker at JP Morgan and formerly as an officer in the Royal Marines Commandos.

Stewart Bromley

COO, Atom Bank

 

Stewart, who graduated from Warwick University, has over 28 years international blue chip corporate experience, within automotive, mobile telecommunications and finance sectors.

 

Stewart spent 6 years at first direct and HSBC, where he went on to create the first Digital Centre of Excellence for HSBC Group globally. He was accountable for all aspects of Digital for the HSBC Retail businesses in the UK, and for digital design & delivery for HSBC brands across Europe.

 

Stewart has led digital projects since the mid 90’s, and ran a mobile services hot-house team in 2000. His experience spans leading technology, people, change and digital throughout his career. At Atom, Stewart is the Chief Operating Officer, which encompasses Customer Support & Operations, Payment Services, Commercial and Residential Mortgage Underwriting and People Experience (encompassing all the HR Disciplines).

Claire Calmejane

Director of Innovation, Lloyds Banking Group

 

Claire is charged with harnessing digital innovations and disruptions to best suit Lloyds’ 22 million customers and 80,000 employees. The computer engineer joined the bank in October 2012 as head of digital delivery and became head of the digital centre of excellence, innovation and partnerships in 2014, helping to devise a strategy to digitise a large corporate bank. As director of innovation, she was instrumental in building the innovation function, LBG Innovation Labs, and the digital people strategy. French-born Calmejane is the only women in the FinTech 40 Europe and a board member and mentor at startupbootcamp FinTech, having helped to drive Lloyds’ backing of the accelerator programme. Before joining the bank, she worked in the London office of Capgemini Consulting and has served as a visiting scientist at the MIT Center for Digital Business in Boston.

Lubaina Manji

Head of Rise and Open Innovation, Barclays

 

Lubaina joined Barclays in November 2006 into the International CIO.   Her first role was to create the operating model for new offshore capability – Barclays Technology Centre in India.  She ensured BTCI achieved CMMi Level 3 certification for the group within 18 months

 

Lubaina the led the Bank for Entrepreneur programme which was the precursor for the Rise Open Innovation programme which she now leads.  Recognising the need to innovate with the fintech ecosystem, she oversaw the implementation of Rise in July 2015 which aims to create innovation and growth in Barclays by partnering with startups globally.  The programme includes the award winning Barclays Accelerator as well as Rise Innovation hubs in 7 sites.  The aim of Rise is also to change the way the Barclays’ colleagues work by encouraging intrapreneurship.

 

In 2015, Lubaina was also selected to be also one of five Barclays fellows in the Forward Institute responsible leadership programme.

Elizabeth Lumley

Director or Global Ecosystem Development, Startupbootcamp

 

Liz Lumley is Director, Global Ecosystem Development, Startupbootcamp FinTech & InsurTech. She has spent over 20 years working in the financial technology space, most recently as an editor at financial services and technology newswire, Finextra. In addition to being an internationally recognised conference speaker and moderator, she is also a regular contributor to Brett King’s Breaking Banks radio show on the VoiceAmerica Business channel.

 

 

Remi Bourrette

Head of Strategic Innovation Investments, HSBC

 

Remi heads Strategic Investments within the Innovation group of HSBC, based in London. His team invests in start-ups and growing companies, in support of business partnerships. It also manages a portfolio of financial market infrastructure investments.

 

Previously, Remi was Head of Business Development for HSBC Global Banking and Markets, focusing on the development of new business initiatives.

 

Remi has over 20 years of experience in financial services in areas such as business development, derivatives, asset management and risks. He has worked in the UK, France and the US.

 

Remi graduated from Ecole Polytechnique and Ecole Nationale de L’administration Economique (ENSAE). He also holds a Master of Advanced Studies in financial modelling from University Paris 7.

 

Remi is a Board member of LCH Clearnet SA, a leading clearing house, and Chairman of the College Français Bilingue de Londres.

Huy Nguyen Trieu

CEO, The Disruptive Group

 

Huy Nguyen Trieu is the CEO of the Disruptive Group, and one of the few experts who understands both the complexities of traditional finance – as a former MD at Citi – and the real drivers of innovation – being an advisor to many startups and himself a two-time entrepreneur.

 

He writes the blog Disruptive Finance (www.disruptivefinance.co.uk), is the Fintech Resident Expert at Oxford Said Business School, and is a board member of Fintech HK. He was previously on the Fintech Advisory Board of the World Economic Forum and a Board Member of Trusting Social. Prior to The Disruptive Group, Huy was a Managing Director at Citi, a MD at RBS, a VP at SGCIB, and the CEO of Ukibi. Huy is a graduate from MIT (US) and École Polytechnique (France).

Alex Zivoder

CEO, goHenry

Gabrielle Patrick

Co-Founder and General Council, Epiphyte

Alain Falys

Founder, Yoyo wallet

David Poole

Business Development Director, myPINpad

 

David Poole, an executive with 20 years at the forefront of new technology and payment processes in the UK and USA. Prior to joining the myPINpad team in 2013 David held a Managing Director position at mPOS technology company, Miura, founded to reshape electronic payments. At Miura David oversaw the commercial success of the company during the 3 years he held this position.

Claudio Lisco

Innovation Manager, UBS

Dr Katrin Tinn

Assistant Professor, Imperial College Business School

 

Katrin Tinn is Assistant Professor of Finance and Economics at the Imperial College Business School. Her research focuses on applied theory on technological innovation, trading in financial markets, political economy and international finance and trade. Her most recent work is on reward-based crowdfunding, and on the quantitative trading incentives of financial institutions. She teaches corporate strategy and corporate finance at masters level and microeconomics at PhD level. She has also taught monetary economics, macroeconomics, and international finance and trade. She holds a PhD in Economics from the London School of Economics (LSE), a MSc in Economics from University College London (UCL) and a BSc in Economics from Tallinn Technical University. She has held academic positions at the Stockholm School of Economics and the University of Essex, has worked in international organisations and central banks such as the International Monetary Fund (IMF), the European Central Bank (ECB), the European Bank for Reconstruction and Development (EBRD). She has also worked in the private sector, as an Economist for the Financial Markets Division of a commercial bank and as an equity analyst in an asset management firm in Tallinn, Estonia.

Michael Bloch

Counsel, Allen & Overy

 

Michael has experience advising companies and investors at all stages of equity investment, from early stage growth companies through to IPO and beyond. He has particular expertise in equity capital markets transactions, advising both issuers and underwriters on primary and secondary equity offerings.

 

His practice also covers a wide range of corporate finance transactions, including public and private acquisitions and disposals and private equity transactions, frequently on a cross-border basis.

Jonathan Garforth

Senior Associate, Allen & Overy

 

Jonathan is a senior associate in our financial services regulatory team with a particular focus on retail financial services regulation, especially in the retail banking and consumer finance space. Jonathan regularly advises on financial services regulatory matters, often in the course of market leading transactions involving securitisations, M&A (including loan portfolio sales) and IPOs and other capital raisings. Jonathan has been on secondments to RBS Legal (supporting Coutts & Co) and HSBC Legal (supporting the UK retail banking and wealth management division).

 

Recently Jonathan has extended his product knowledge and regulatory expertise into the Fintech space through involvement in first of their kind cutting-edge transactions involving financial technology, especially those involving peer-to-peer lending platforms.

Mark Tate

Head of Business Development UK, Opportunity Network

 

Mark is based in London and prior to  Opportunity Network was a Managing Director at Tate Consultancy. His previous work experiences were at ECM, an asset management company where he worked for twelve years prior to its sale to Well Fargo, he was Marketing Director and in Mitsubishi Bank, where he was a Managing Director and initially at Nomura where he worked for eighteen years, both in London and Tokyo. He is a Member of the Board of Directors at International Social Service and he is a Member of the Board of Trustees at Children and Families Across Borders.  He holds an MA from University of Oxford.

Associate sponsor:

Opportunity Network is an invitation-only business connectivity platform where the best corporate and private clients of banks from all over the world can seize business deals above $1M. The platform facilitates global connections and all members, typically business leaders and high net worth individuals, are decision makers. On our platform they can post anonymously and find both trade- and M&A-related opportunities.

Opportunity Network enables banks to enhance their service to their clients by giving them access to exclusive deal flow, at the very beginning of the deal inception. Our objective is to add value to all our stakeholders: our members establish high quality connections globally; our banking partners facilitate financial deals to increase their revenues and client satisfaction; jobs are created, foreign trade expands and local and global investment grows.

Opportunity Network has now around 30 thousand memberships committed, over 6,000 members already live from 78 countries and hosted an overall deal flow of around $35B. Opportunity Network has a valuation of around $150M and partnerships with top financial institutions like London Stock Exchange Group, Caixa Bank, and Intesa Sanpaolo. Among other publications, Opportunity Network has been featured by the Financial Times (http://on.ft.com/1Qn0wzQ) and Forbes (http://onforb.es/1Qn0aJp).


Host partner:


Exhibitors:

CityFALCON is a 21st century financial news aggregator which provides comprehensive, relevant, personalised and real-time news feed for fundamental investors, powered by crowd-curation, social media and machine learning.

Just how Klout Score rates people and their social influence, CityFALCON Score rates financial tweets, news and authors. If there are 200K stories for oil, CityFALCON Score can give you the top 30 relevant stories, while CityFALCON’s proprietary technology creates a different newsfeed for every person based on their profile, their interaction, and their preferences.

Suade is bridging the regulatory gap through modern technology. It is a platform of software services designed to prevent the next financial crisis. Banks are spending an intolerable amount of resources to comply with regulation that currently adds nothing to their bottom line. At Suade the belief is that at least 80% of the regulatory code should be produced once, well and for all banks. With that in mind, Suade allows financial institutions to transparently deal with their regulatory calculations and reporting while remaining continuously compliant thanks to a flexible framework. This is a solution designed from the ground up to be a dedicated technology aligned with the spirit of regulation.

Suade has received funding and support from the European Commission for its ground breaking work. The company was named as one of the top European companies in Financial Technology as part of the Fintech50. The platform solution is based on over 500 conversations with industry experts and regulators. The implementation is supported by Simmons & Simmons and they are already working with UK and EU banks to cut their reporting costs and create an automated, flexible and scalable solution.

BTL offers enterprise class blockchain solutions to businesses with advanced trading and settlement needs, such as those in the financial services ecosystem, energy and commodities sectors. Having partnered with Visa, BTL built a prototype that showcases the extensive capabilities of a blockchain based interbank payment and settlement network built on BTL’s core platform, Interbit.

Interbit is an industry agnostic, multi-chain, asset settlement platform built from the ground up with robust smart contract facilities. This open platform exposes a suite of APIs and that allow innovators across industries and geographies to develop lightweight, lightning-fast, secure, and auditable transaction solutions.

With offices in Vancouver (Canada) and London (UK), BTL has positioned itself as a front-runner in the blockchain ecosystem, providing expertise to industry leaders. BTL is a publicly traded company on the Toronto Stock Venture Exchange (TSXV:BTL).

Cutover supports the orchestration of complex, high-risk critical events through the provision of an operational theatre for real-time visualisation, collaboration, choreography and audit. The platform provides real-time communications to the teams involved, updates to key stakeholders across the business and a full audit post-event.

Epiphyte’s mission is to help the financial world take advantage of recent advances in network technology, including the use of cloud and blockchain technologies. We believe that by making financial transactions as fast, inexpensive and direct as other digital services in the Internet age, everyone stands to benefit. Epiphyte provides a blockchain powered SaaS service that delivers instant settlement and DVP (delivery versus payment) for financial trades. Our system is being used by some of the world’s largest financial institutions for FX, commodity, private equity trades and others.

Monizo is the mobile bank account for freelancers.

More people are taking control of their working lives and going freelance. But managing the finance side of going solo is stressful and time-consuming.

Monizo makes money management effortless for freelancers. They can open an account in minutes and get tools to address their biggest challenges:

  • Ensuring they get paid quickly and reliably
  • Eliminating the ‘shoebox of receipts’
  • Forecasting tax in real-time
  • Managing uneven cash flow

 

https://monizo.com/