BBA Voice

In this section our policy experts give their views on the latest news and developments in the banking industry

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  • A level playing field for private banks is vital

    Nicholas Smith, Policy Advisor

    Irresponsible lending is good for no-one. Taking on too much debt can devastate an individual’s life and we only have to remember the events of the last decade to see what happens to banks when they lend out money that can’t be repaid.

    That’s why the BBA and its members broadly support proposals from the Prudential Regulatory Authority to limit the number of mortgage loans greater than four-and-a-half times a customer’s income.

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    Written by Nicholas Smith, Policy Advisor

19th Sep 2014 Back to top
  • The next stage of a technological revolution

    Anthony Browne

    You could be forgiven for thinking that London’s trams might be an unlikely place to find cutting edge technology. But from this week, this iconic and characterful mode of public transport – along with our more conventional Tube stations and buses – are offering technology that allows you to pay your way with just a flash of your bank card.

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    Written by Anthony Browne

15th Sep 2014 Back to top
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