The BBA is now integrated into UK Finance. Please go to www.ukfinance.org.uk for new content and updates from UK Finance.
Material published by BBA prior to 1st July 2017 is still available on this website.
From 1 July 2017, the finance and banking industry operating in the UK will be represented by a new trade association, UK Finance. It will represent around 300 firms in the UK providing credit, banking, markets and payment-related services. The new organisation will take on most of the activities previously carried out by the Asset Based Finance Association, the British Bankers’ Association, the Council of Mortgage Lenders, Financial Fraud Action UK, Payments UK and the UK Cards Association.x
In this section experts provide in-depth analysis of the important themes and issues facing the banking industry
For years banks have battled to balance making their online payments system easy to use but also safe. Now Apple faces the same challenge, writes Aspect Software’s Keiron DaltonRead more
Government and businesses face an increasingly urgent need to interpret and act upon information in social media.
In an era of outsourced services and cross-border operations, banks and financial services firms face a range of threats, ranging from large scale geopolitical risks to localized problems. As a result, their capacity to crowd-source reports rapidly from observers on the ground has seen social media play an increasingly important role in crisis management. Tools such as CrisisNET1, which aggregate reports from social media platforms such as Twitter, have become indispensible tools. At the same time, reports sourced from social media cannot always be trusted and this presents a growing and potentially unmanageable problem.Read more
In my role as Independent External Reviewer of the Appeals Process I am often asked whether I think the appeals scheme is really improving how small businesses access the right finance.Read more
Financial services firms have privately expressed concern that cyber security professionals are losing the war against cyber-criminals, and have agreed that dealing effectively with threats, including those already existing on private networks, is more important than trying to build walls that hope to keep them out.Read more
The 2008 financial crisis proved a turning point in consumers' attitudes towards the world’s financial services industry. However, as recent research conducted by Grant Thornton… Read more
The notorious GameOver Zeus malware and associated CryptoLocker ransomware are suspected to have made a return in an as of yet undetermined form. But as experts try to… Read more
The BBA’s conference on regulatory reporting gave firms an excellent opportunity to share their experience and knowledge about how to prepare for the challenges posed by the EU’s Markets in Financial Instruments Regulation (MiFIR).Read more
Changes in the way customers are interacting with their bank are throwing up a series of challenges for some of Britain’s biggest brands. They are placing the emphasis firmly on banks to supply them with something new and engaging. Accenture’s Head of Research and Banking Research Lead for UK & Ireland Robert Stubbs argues that banking is on the cusp of turning a corner.Read more
Mark Carney is “spearheading” efforts to reach an international agreement on it. The FT put it on its front page. But what is GLAC and why is bail-in so important to the post-crisis regulatory agenda? BBA Senior Policy Director Adam Cull explains why in the latest blog from his beginner’s guide series.Read more