Northern Ireland Banking

Trends in deposits and finance for households and businesses banking in Northern Ireland

13th Jan 2016 Back to top
  • Lenders to Northern Ireland customers set out levels of borrowing – Q2 2015

    BBA Chief Economist Richard Woolhouse said:

    “This data provides a detailed breakdown of bank lending in Great Britain and Northern Ireland. It demonstrates that banks are lending to people and businesses in over 9,000 postcodes right across the country. The industry is committed to providing this postcode lending data in an open and transparent manner so that those interested can see how much SME or personal borrowing goes on where they live.”

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29th Dec 2015 Back to top
13th Oct 2015 Back to top
  • Lenders to Northern Ireland customers set out levels of borrowing – Q1 2015

    Lenders today publish borrowing by individuals and businesses in Northern Ireland across more than 200 postcode sectors.

    The industry-wide data is compiled jointly by the BBA and the Council for Mortgage Lenders and complements existing publication of data for postcode sectors in Great Britain.

    BBA Chief Economist Richard Woolhouse said:

    “We’re pleased to shine further light on the picture of bank lending in Great Britain and Northern Ireland. This data highlights the wide range of local SME and personal borrowing across over 9,000 postcodes. It also demonstrates that banks are lending to individuals and companies in all corners of Great Britain and Northern Ireland.”

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14th Aug 2015 Back to top
  • Banking activity in Northern Ireland – Q1 2015

    There were 7% more SME loan approvals in Q1 than in the same quarter a year earlier. Representing an approval rate of 9 in 10 applications, the value of new lending was some 33% higher, reflecting higher average loan values.

    Borrowing stocks in the construction and real estate sectors continue to reduce, as a result of larger businesses repaying borrowing or using alternative finance, or debt being written-off or sold.

    Household deposits and borrowing remain fairly static.

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9th Jul 2015 Back to top
  • Lenders to Northern Ireland customers set out levels of borrowing

    Lenders today publish borrowing by individuals and businesses in Northern Ireland across more than 200 postcode sectors at the end of 2014.

    The industry-wide data is compiled jointly by the BBA and the Council for Mortgage Lenders and complements existing publication of data for postcode sectors in Great Britain.

    BBA Chief Economist Richard Woolhouse said:

    “We’re delighted to have another layer of detail in our picture of bank lending in Northern Ireland. This data transparency shows just how much local SME and personal borrowing there is, right across the region.

    “This data underlines how banks are in the business of lending to companies and people wherever they are based.”

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16th Apr 2015 Back to top
  • Lenders to Northern Ireland customers set out levels of borrowing

    Lenders today publish details of borrowing by individuals and businesses in Northern Ireland across more than 200 postcode sectors at the end of the third quarter of 2014.

    The industry-wide data has been compiled jointly by the BBA and the Council for Mortgage Lenders and complements existing publication of data for postcode sectors in Great Britain.

    Read more

26th Feb 2015 Back to top
  • Banking activity in Northern Ireland – Q4 2014

    Approved new borrowing by SMEs in Q4, of £387million, was 8% more than in Q4 a year earlier, reflecting a loan approval rate of 9 in 10 applications.

    More than one third of all loan applications approved are for the Agriculture sector, accounting for around one quarter of the value of all facilities approved.

    Year-end borrowing stocks in the construction and real estate sectors continue to reduce, as a result of larger businesses repaying borrowing, the use of alternative finance products, or debt being written-off or sold.

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28th Nov 2014 Back to top
  • Banking activity in Northern Ireland – Q3 2014

    New approved borrowing by SMEs, of £407million in Q3, was marginally higher than in previous quarters and the highest quarterly amount seen since this series started in 2010, some 15% more than in the same period a year earlier.

    The approval rate for SME loans runs at 9 out of 10 applications.

    More than one third of all loan applications approved in Q3 were for the Agriculture sector, accounting for one fifth of the value of all facilities approved.

    Borrowing stocks in the construction and real estate sectors continue to reduce, resulting from larger businesses repaying borrowing, use of alternative finance products, debt being written-off or sold.

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14th Oct 2014 Back to top
  • Bank support for customers in Northern Ireland Q1/Q2 2014

    There was new SME borrowing in Q1 of £349 million and in Q2 of £408 million, the highest quarterly amount we have seen in this data series, some 29% more than in the same quarter a year earlier. The approval rate for SME loans continues to run at 9 out of every 10 applications.

    The construction and real estate sectors, which account for half of all existing borrowing, are seeing their borrowing stocks reduce markedly as larger corporate businesses repay borrowing to deleverage, use alternative finance or bank debt is written-off.

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2nd Jul 2014 Back to top