Postcode Lending

Geographic profile of lending to SMEs and personal loans in Great Britain.

9th Jul 2015 Back to top
  • Lenders set out levels of borrowing from across the country

    Major lenders today publish details of borrowing to individuals and businesses classified by more than 9,000 postcode sectors at the end of 2014.

    The industry-wide data is compiled jointly by the BBA and the Council for Mortgage Lenders.  Participating lenders also publish their own figures on their websites.

    BBA Chief Economist Richard Woolhouse said:

    “This data shows that there’s a good spread of lending, and that up and down the country businesses and families are borrowing from banks.

    “The industry provides these figures on a regular basis as part of their commitment to transparency. Now anyone with an interest can  look up how much SME or personal borrowing goes on where they live.”

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16th Apr 2015 Back to top
  • Lenders set out levels of borrowing from across the country

    Major lenders today publish details of borrowing to individuals and businesses classified by more than 9,000 postcode sectors at the end of the third quarter of 2014.

    The industry-wide data has been compiled jointly by the BBA and the Council for Mortgage Lenders.  Participating lenders will also publish their own figures on their websites.

    Read more

14th Jan 2015 Back to top
  • Lenders set out levels of borrowing from across the country

    BBA Chief Economist Richard Woolhouse said:

    “These statistics provide a good view of SME and personal borrowing across Great Britain, allowing people to examine lending habits in their locality.

    “The data shows that there is a decent spread of lending up and down the country. That’s good news for individuals, companies and the wider economy.

    “Lenders are publishing these figures in a clear commitment to greater transparency. However, these numbers are complex and it remains very difficult to draw firm conclusions.”

    It should be noted that period on period comparison is not available since totals for Quarter 2 2014 exclude balances related to TSB Banking Group plc, which was previously reported within the Lloyds Banking Group’s submission.

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10th Oct 2014 Back to top
  • Lenders set out levels of borrowing from across the country

    BBA Chief Economist Richard Woolhouse said:

    “This data gives a close-up view of SME and personal borrowing right across Great Britain. People can use it to look-up what the picture is like near them.

    “When we look up and down the country, we can see a good spread of lending. That’s important for individuals, businesses and the wider economy.

    “It’s difficult to draw firm conclusions about demand for a number of reasons, but lenders are publishing these figures in a clear commitment to greater transparency.”

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11th Jul 2014 Back to top
  • Borrowing levels reported by British lenders

    Major lenders today publish details of borrowing to individuals and businesses classified by more than 9,000 postcode sectors at the end of 2013, six months prior to their release.

    The industry-wide data has been compiled jointly by the BBA and the Council for Mortgage Lenders.  Participating lenders will also publish their own figures on their websites.

    Read more

8th Apr 2014 Back to top
  • Lenders set out levels of borrowing from across the country

    Major lenders today publish details of borrowing to individuals and businesses classified by more than 9,000 postcode sectors for the second time.

    The industry-wide data has been compiled jointly by the BBA and the Council for Mortgage Lenders.  Participating lenders will also publish their own figures on their websites.

    Read more

17th Dec 2013 Back to top