The BBA is now integrated into UK Finance. Please go to www.ukfinance.org.uk for new content and updates from UK Finance.
Material published by BBA prior to 1st July 2017 is still available on this website.
From 1 July 2017, the finance and banking industry operating in the UK will be represented by a new trade association, UK Finance. It will represent around 300 firms in the UK providing credit, banking, markets and payment-related services. The new organisation will take on most of the activities previously carried out by the Asset Based Finance Association, the British Bankers’ Association, the Council of Mortgage Lenders, Financial Fraud Action UK, Payments UK and the UK Cards Association.x
The BBA haws responded to the PRA’s consultation clarifying its expectations for banks seeking to progress to the Internal Ratings Based approach to assessing credit risk weighted assets We welcomed Read More
The BBA has responded to the PRA’s consultation on its proposal to treat secured guarantees as unfunded credit protection. The industry would benefit from further clarification on the scope and Read More
The BBA, BSA and CML have responded to the PRA’s consultation on modelling mortgage credit risk. We supported greater harmonisation in the approaches to modelling probability of default (PD) and Read More
The BBA has responded to the EBA’s consultation on its draft RTS on disclosure of encumbered and unencumbered assets. We were supportive of the EBA’s proposals but had reservations about Read More
The BBA has responded to the Basel Committee’s consultation proposing to constrain the use of internal modelling for calculating credit risk weighted assets. Whilst supporting the Committee’s simplicity and comparability Read More
The BBA has responded to the Basel Committee’s consultation proposing changes to the standardised approach to credit risk. Welcoming the reinstatement of the ability to use external ratings and the Read More
The BBA has responded to the EBA’s draft regulatory technical standard (RTS) on Assigning Risk Weights to Specialised Lending Exposures. Whilst supporting the EBA’s desire to harmonise its proposed approach Read More
We wish to retain the ability to use IRB models to calculate capital requirements using a risk sensitive methodology. We heard in the public hearing that the primary focus of Read More
The BBA has responded to the Basel Committee’s proposals for the introduction of a revised standardised approach to the calculation of credit Risk Weighted Assets (RWAs) which will also act Read More
The BBA has responded to the EBA’s consultation on setting a materiality threshold for credit obligations past due. Whilst supporting the proposals as a move to promote greater harmonisation its Read More
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